Gallery
Property damage photos by claim type
Fire, flood, water, hail, storm, earthquake and surge damage, with a short note on what each photo means for a claim.
Fig. 01 · Gutted brick building interior after a total loss fireA gutted interior after a total loss fire. A claim for a loss like this starts with recording what the building held and how it was built. 
Fig. 02 · Kitchen coated in soot with exposed ceiling framing and damaged insulation after a house fireSoot on a kitchen and exposed framing. Smoke and soot damage is recorded along with the fire damage itself. 
Fig. 03 · Fire-damaged interior with destroyed personal property being documented for a claimDamaged personal property being documented. Contents are listed item by item for a claim. 
Fig. 04 · Structural fire damage to framing and ceiling documented during a claim inspectionFire damage to framing and ceiling, documented during an inspection. Photos like this support the repair scope. 
Fig. 05 · Flooded commercial workshop in Houston with standing water covering tools and equipmentStanding water over tools and equipment in a flooded workshop. Business property is itemized as part of the claim. 
Fig. 06 · Neighborhood street covered in mud and structural debris after major floodingMud and debris on a street after major flooding. Photos of the surrounding area show the conditions the property faced. 
Fig. 07 · Living room with drying mats and air movers running during a water damage claimDrying mats and air movers in a living room. Drying records show what was done to limit further damage. 
Fig. 08 · Drying equipment and ducting set up over a hardwood floor during water damage mitigationDrying equipment set up over a hardwood floor. Flooring is one of the items checked when water has spread. 
Fig. 09 · Large commercial venue with air movers and dehumidifiers deployed across wet carpetAir movers and dehumidifiers across wet carpet in a large venue. Larger spaces mean more drying work to record. 
Fig. 10 · Close-up of a cracked asphalt shingle with hail impact damage and granule lossA cracked shingle with hail impact and granule loss. Close photos show the damage a roof inspection looks for. 
Fig. 11 · Roof with shingles torn away by high wind exposing the underlayment beneathShingles torn away by high wind, exposing the underlayment. Wind damage is photographed up close and in context. 
Fig. 12 · Large tree fallen across the roof of a suburban house after a severe stormA large tree across a roof after a severe storm. Photos show where the tree landed and what it hit. 
Fig. 13 · Two-story home with roof trusses collapsed into the garage after tornado damageRoof trusses collapsed into a garage after a tornado. Structural damage like this is documented before repairs begin. 
Fig. 14 · Two-story home with a collapsed lower floor and brick debris after earthquake damageA collapsed lower floor and brick debris after an earthquake. Whether a policy covers earthquake damage depends on its terms. 
Fig. 15 · Collapsed tile roof with broken timber framing exposed after structural failureA collapsed tile roof with broken timber framing exposed. Structural failure is recorded in photos and written notes. 
Fig. 16 · Coastal home reduced to debris after storm surge destroyed the structureA coastal home reduced to debris by storm surge. Total loss claims depend on records of what the property was. 
Fig. 17 · Coastal roadway collapsed into the sea after storm surge undermined the structureA coastal roadway collapsed after storm surge undermined it. Photos show how far damage can reach beyond the building.